The question of whether a credit card should be password-set has been debated for a long time, because it is said that without a password, the bank may pay for it after being stolen...
It is a dangerous idea not to have a credit card password.
In order to rob the brush after the compensation without setting a password is simply the end of the cart. Because it is more important than "theft may be paid after theft", the card that protects you is not stolen. Obviously, not having a password is dangerous.
I personally experienced the whole process of stolen brush-alarm-toxification-acquisition-compensation. To put it bluntly, it is to "do everything, listen to the fate." And I asked the bank's customer service, even if it is a secret-free pirate, the bank may not be 100% responsible, how bad it is! You definitely don't want to "try the law."
Last week, a turtle invited me to dinner. When he checked out, he confidently waved his credit card and said to the waiter: Swipe! without password! The turtle turtle thought it was cool, and the result was immediately despised by me. He still refused to accept, saying that no one has a password.
That's because people's merchants really have the step of performing verification signatures! If the paper receipt or POS electronic signature is found to be different from the card surface, the card transaction will be rejected.
I have been refused to trade abroad, and I think it was awkward at the time.
Once I went to the supermarket to buy it alone, I brushed my BF credit card and checked his name when I checked out. As a result, the Germanic cashier sister began to compare the handwriting, and I was stunned by my hand. I honestly said that this is not my card, so she directly refused to accept that I used this credit card to pay (and gave the Chinese people a shame~~).
Ps is not everyone's as good as I am. I believe that many sisters still experience a good time when they brush BF credit cards abroad. This may be because the signature on the card is Chinese, and the fruit is not very understandable.
However, in China, most merchants do not check the signature, so credit card without password is equivalent to no verification. If lost or stolen, it is likely to be a heavy loss.
Therefore, my suggestion is that don't be too eager to remedy afterwards, and precautionary measures must be done well.
Say a few precautionary measures
1 password + signature way can protect one more layer, no zuo no die
2 When you check out, don't let the card leave your sight, especially the magnetic stripe card.
3 Upgrade to a chip credit card as much as possible, will not be cloned
4 The phone is not connected to the abnormal call, not to shut down because of repeated calls.
5 The link in the SMS should not be easy, even if the sender's phone number is 95XXX, it is not guaranteed.
6 Don't shop on unknown websites
7 If you want to avoid confidentiality, first check if your card does not support theft and payment.
Remember to send it to those who don’t have a password on the credit card.
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